Appearance & Liquid Glass
Choose Light, Dark, System, or Time-Based themes, with an optional Liquid Glass-inspired interface for a more fluid ZenPense experience.
Next update
Private iPhone beta · Free to join
ZenPense helps you track expenses, budgets, debts, shopping, trips, savings goals, and everyday money habits with a calm, privacy-first iPhone experience.
scrollA money app should feel like a zen garden — not a trading floor. The lotus grows out of muddy water and blooms clean. Your finances can too.
No red alerts. No guilt streaks. No charts screaming at you. ZenPense tells you what matters, quietly, and trusts you with the rest.
Your data lives on your phone first. Sync is optional, your assistant never sees card numbers, and nothing is ever sold. Not a promise — a design.
Spending, budgets, subscriptions, goals, and net worth in one place — so you never need a second app, a spreadsheet, or a guess.
Everything you need to understand, plan, and grow your money — in five simple tabs.
Shopping is pacing 18% over budget.
Money is not just transactions. It is trips, habits, groceries, shared plans, people you owe, people who owe you, and goals you are quietly building toward.
Plan your trip, choose a destination, set a trip budget, and track expenses in local or foreign currency. ZenPense keeps trip spending separate so you can review each journey clearly.
Instead of only seeing "Groceries ₹1,400", ZenPense can show what made up that total — milk, rice, fruits, snacks, and more.
Track the financial impact of quitting habits like junk food, impulse spending, or unnecessary purchases. ZenPense encourages recovery instead of punishing missed days.
Lending money is not the same as spending. Borrowing money is not the same as income. ZenPense tracks debts separately so reports stay accurate.
Thoughtful features work quietly in the background and give you clarity when it matters most.
Adding expenses by hand is why budgets die. ZenPense removes the friction, then lets you review before anything is saved.
Every recurring charge tracked, with upcoming-renewal alerts before money leaves your account.
Weekly or monthly budgets with auto-tracked spend, plus savings goals you can actually watch grow.
Spend in yen, get paid in dollars, save in rupees. Rates refresh automatically; one base currency keeps it sane.
Home Screen, Lock Screen, and Control Center (iOS 18+) — balance, budget, and today's spend at a glance.
On-device first, optional sync in beta, Face ID app lock, privacy shielding, two-factor security, and one-tap permanent deletion. New-device login emails are still being tested. No ads. No data sales.
Export everything as JSON or CSV through the iOS share sheet, any time.
A conversational assistant that knows your finances — not the internet's. Account and card numbers never leave your phone, and AI features run only with your explicit consent.
It also works quietly in the background — generating spending insights you didn't think to ask for, like a financial advisor who never sends an invoice.
A look at what we're working toward. These are planned updates rolling out gradually during private beta — not all live today.
ZenPense is preparing for a small iPhone beta. Request a TestFlight invite to help shape it, or simply get one quiet note when the public launch is ready.
Tell us how involved you want to be. Both paths are free, and you can change your mind anytime.