Private iPhone beta · Free to join

Money, finally
at peace.

Spending, budgets, subscriptions, goals, net worth, and a private AI assistant — every corner of your financial life behind one quiet, beautiful interface.

Join the iPhone beta
Native iOS Face ID app lock Private by design No ads ever
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The ZenPense way

A money app should feel like a zen garden — not a trading floor. The lotus grows out of muddy water and blooms clean. Your finances can too.

PRINCIPLE 01

Calm by default

No red alerts. No guilt streaks. No charts screaming at you. ZenPense tells you what matters, quietly, and trusts you with the rest.

PRINCIPLE 02

Private by architecture

Your data lives on your phone first. Sync is optional, your assistant never sees card numbers, and nothing is ever sold. Not a promise — a design.

PRINCIPLE 03

Complete by design

Spending, budgets, subscriptions, goals, and net worth in one place — so you never need a second app, a spreadsheet, or a guess.

The five tabs

One home for every
financial question

Everything you need to understand, plan, and grow your money — in five simple tabs.

June Private on-device
Cash left to spend
$1,946of $5,200
Income $6,200 +8% vs last month
Needs attention

Shopping is pacing 18% over budget.

Spending by category$4,254
78% of income
Shopping$1,87244%
Dining$1,35032%
Transport$78018%
Bills$2526%
Recent transactionsSee all
Coffee shopToday, 8:41 AM−$4.75
Everything included

Quietly powerful,
down to the details

Thoughtful features work quietly in the background and give you clarity when it matters most.

Capture without friction

Data flows in from everywhere

Adding expenses by hand is why budgets die. ZenPense removes the friction, then lets you review before anything is saved.

  • CSV and PDF statement import
  • Receipt forwarding to your personal alias
  • Share extension from any app
  • Siri, Shortcuts, and Control Center
StatementsCSV & PDF
EmailForward receipts
ShareFrom any app
SiriShortcuts
ReviewThen import

Subscription radar

Every recurring charge tracked, with upcoming-renewal alerts before money leaves your account.

Awareness

Budgets & goals

Weekly or monthly budgets with auto-tracked spend, plus savings goals you can actually watch grow.

Planning

Multi-currency, native

Spend in yen, get paid in dollars, save in rupees. Rates refresh automatically; one base currency keeps it sane.

Everyday

Widgets everywhere

Home Screen, Lock Screen, and Control Center (iOS 18+) — balance, budget, and today's spend at a glance.

At a glance
Private by architecture

Your financial life stays yours.

On-device first, optional private sync, Face ID app lock, privacy shielding, login alerts, two-factor security, and one-tap permanent deletion. No ads. No data sales. No exceptions.

Your data, portable

Export everything as JSON or CSV through the iOS share sheet, any time.

ZenAI assistant

Ask your money
anything

A conversational assistant that knows your finances — not the internet's. Account and card numbers never leave your phone, and AI features run only with your explicit consent.

It also works quietly in the background — generating spending insights you didn't think to ask for, like a financial advisor who never sends an invoice.

How much did I spend on dining last month?
You spent $284 on dining in May — about 9% less than April. Most of it (62%) was weekday lunches near campus.
Can I afford the ¥48,000 flight to Osaka?
That's ≈ $305. Your travel goal has $410 saved and you're pacing $130 under budget this month — so yes, comfortably. 🌸
▲ private by design · AI with consent only
0s
to log an expense
0+
asset classes tracked
0+
currencies, auto-FX
0
ads. forever.
Early access

A calmer money life
is almost here

ZenPense is preparing for a small iPhone beta. Request a TestFlight invite to help shape it, or simply get one quiet note when the public launch is ready.

Built for iPhone Invites sent in waves No noisy newsletter
Private beta · opening in waves

Choose your kind of early.

Tell us how involved you want to be. Both paths are free, and you can change your mind anytime.

I'm interested in

Your email stays private. Sending opens a ready-to-go email request.