Private iPhone beta · Free to join
ZenPense helps you track expenses, budgets, debts, shopping, trips, savings goals, and everyday money habits with a calm, privacy-first iPhone experience.
scrollA money app should feel like a zen garden — not a trading floor. The lotus grows out of muddy water and blooms clean. Your finances can too.
No red alerts. No guilt streaks. No charts screaming at you. ZenPense tells you what matters, quietly, and trusts you with the rest.
Your data lives on your phone first, and syncs only to your own private iCloud — never our servers. No Supabase, no Firebase, no trackers. Your AI runs on-device and never sees card numbers. Not a promise — a design.
Spending, budgets, subscriptions, goals, and net worth in one place — so you never need a second app, a spreadsheet, or a guess.
Everything you need to understand, plan, and grow your money — in five simple tabs.
Shopping is pacing 18% over budget.
Money is not just transactions. It is trips, habits, groceries, shared plans, people you owe, people who owe you, and goals you are quietly building toward.
Plan your trip, choose a destination, set a trip budget, and track expenses in local or foreign currency. ZenPense keeps trip spending separate so you can review each journey clearly.
Instead of only seeing "Groceries ₹1,400", ZenPense can show what made up that total — milk, rice, fruits, snacks, and more.
Track the financial impact of quitting habits like junk food, impulse spending, or unnecessary purchases. ZenPense encourages recovery instead of punishing missed days.
Lending money is not the same as spending. Borrowing money is not the same as income. ZenPense tracks debts separately so reports stay accurate.
Thoughtful features work quietly in the background and give you clarity when it matters most.
Adding expenses by hand is why budgets die. ZenPense removes the friction, then lets you review before anything is saved.
Every recurring charge tracked, with upcoming-renewal alerts before money leaves your account.
Weekly or monthly budgets with auto-tracked spend, plus savings goals you can actually watch grow.
Spend in yen, get paid in dollars, save in rupees. Rates refresh automatically; one base currency keeps it sane.
Home Screen, Lock Screen, Control Center, and Live Activities (iOS 26) — balance, budget, and today's spend at a glance.
On-device first, optional sync to your own private iCloud, Sign in with Apple, Face ID app lock, privacy shielding, on-device AI, and one-tap permanent deletion. No third-party servers. No ads. No data sales.
Export everything as JSON or CSV through the iOS share sheet, any time.
A conversational assistant that knows your finances — not the internet's. ZenAI runs entirely on-device with Apple Intelligence: your questions and finances never leave your iPhone, and account or card numbers are never included.
It also works quietly in the background — generating spending insights you didn't think to ask for, like a financial advisor who never sends an invoice.
A look at what we're working toward. These are planned updates rolling out gradually during private beta — not all live today.
ZenPense is preparing for a small iPhone beta. Request a TestFlight invite to help shape it, or simply get one quiet note when the public launch is ready.
Tell us how involved you want to be. Both paths are free, and you can change your mind anytime.
